Speaking of undisbursed loan banking , is still very large . It is estimated , Swelling due to macro economic conditions . National economic conditions assessed increasingly erratic . Moreover, after the Bank of Indonesia ( BI ) raised the BI rate and the exchange rate is kept depressed . This makes the banking industry lending brakes . As a result , Undisbursed Loan banks , perched at the level of Rp 800 trillion .
Economists from , Indonesian Economist Forum , Destri Damayanti said , talking about the outstanding loans , undisbursed loan is still very large banks today. Swelling was estimated macro- economic conditions of the middle uncertain . The banks began to be careful .
" The economic conditions amid an uncertain world . Domestic also slowed . There is also a problem curent account deficit . So banking brakes , "said Destri , told reporters , the Economist Forum Indonesia, BRI Building , Jakarta , Monday, December 2, 2013 .
Meanwhile , on the same occasion , Economist Aviliani judge , Indonesia experienced a demand side that does not go downhill . This is why credit demand continues to grow . However , no doubt quite large undisbursed loans banking today.
"If it was my undisbursed loans increased more sense to wait and see . But , it needs to be braked as central economic conditions like this , "explained Aviliani .