Wednesday, February 18, 2015

Independent Shareholders may Fails Merger Mandiri-BNI

Chairman of the Indonesian Association of Securities Analysts (AEEI) Haryajid Ramelan revealed plans merger of PT Bank Mandiri Tbk (Independent) with PT Bank Negara Indonesia (BNI), the possibility can not be easily applied and it took a long time.

Moreover, both the state-owned company that has a different culture, so it is difficult to combine. "I think not easy. Bank Mandiri, which comprise the results mergerpun not be a major player in Asean, "said during the discussion titled Issuer Haryajid Talk Industry (EBI), which takes the theme" Looking at the consequences of the Merger Two Open Company "on Wednesday, 18 February 2015.

To that end he suggested, rather than a merger, it helps both parties to strengthen the human resource base to compete in the ASEAN Economic Community (AEC). Therefore, he concluded, it's good business merger is not necessary.

"Indeed, the merger can not be forced. MEA does not have to be a scary thing. Other countries may also be afraid to face the MEA, "he said.

The same thing also expressed by the Capital Market Law Expert, Indra Safitri. He said, not easy to unite two great companies like Mandiri and BNI.

Moreover, no rule to say independent shareholders also determine the business merger. That is, despite the government's authority in the merger business as majority shareholders, public shareholders must also be considered, whether you agree or not.

Because it speaks the risk of conflict of interest contained in the FSA rules. "Well this is when opposed by independent shareholders, will not happen," he concluded.
Monday, February 16, 2015

There Will Be No Bank of Malaysia and Singapore are links to Indonesia

ASEAN Banking Integration Framework (ABIF) specify which banks are able to get into a country with ASEAN quilified specification Bank (QAB). This is done to support the growth of a uniform bank of each country in ASEAN.

Deputy Commissioner of Banking Supervision of the Financial Services Authority, Mulya E. Siregar said, a real example of an agreement on earlier ABIF is there will be no bank of Malaysia and Singapore into the country. This will continue to happen until banks in the country were able to open their branches in both countries.

"It's like playing football, we have already lost 3-0 compared to Singapore. So, if we've opened 3 banks there, they may add another new here, "he explained, in the event Metland Economy and Business Outlook 2015.

He continued, there are at least some state-owned bank that was getting ready to open branches abroad. However, he was not sure when its realization.

Still according Mulya, to be able to open branches abroad, not just banks BUKU 4 is capable of. BUKU other banks are also capable long as it has good performance.

"In the past, domestic banks could not open branches abroad with regulatory reasons. Now, our regulations are open. So, stay banking course, want when it started to open branches abroad, "he concluded.
Wednesday, February 11, 2015

NPL Trade Increase, Bank Keep Trade Quality

Banking credit  which majority related with trade quite worrying, because there is an increase in NPL. Awaiting bank loans that were sucked into the trade sector (trade) should receive more attention, at a time when increasing the ratio of non-performing loans (NPLs) in the sector. Head of the Division of Economic Risks, LPS, Doddy Ariefianto say, an increase in nominal NPLs to 30% on last year. "Mining and agriculture have long since export performance down. New comer manufacturing and trading is a trading concern because the market share of 20% in both the GDP and credit, "he said in Jakarta, Wednesday, February 11th, 2015.

He explained that the increase in NPLs in the trade and manufacturing sectors which reached 30% is also affected jebloknya Indonesia's export performance over-reliance on commodities or materials mentas as mining and agriculture.

According to him, the credit disbursement to entrepreneurs in the real sector itself can not be separated from the ability to pay the loan installments both principal and interest. Worrying, Doddy said, because there is the addition of receivables or inventory cycle which is usually sold in 58 days as in 2013, last year increased to around 65 days.

"The additional 10 days is greatly affect the company's liquidity. When the crisis in 2008, it could be 80 days (stock of new goods sold), "he said.

Therefore, the banking industry was asked to be on guard in lending, and pay attention to the quality of its assets. "2015, the banks still have to be careful for credit disbursement. Do not speeding. It (the economy) is not allowed. Growing (credit) 14-15% I think enough, "Doddy lid.
Monday, February 9, 2015

BTN is Optimistic to Press NPL in Level 3%

The Company believes the program one million units per year provides a great opportunity to boost the company's business performance. Director of the BTN Tbk, Maryono set the amount of bad loans or non-performing loan (NPL) at close to 3% this year. As for the NPL in 2014 is estimated to be below 4%. "If the NPL in 2014 is likely to remain below 4%, I can not say, must wait for the results of the audit," said Maryono, in Jakarta, last weekend.