High Interest Rates of Banking

With the high interest rates that ultimately have an impact on the high cost in the corporate world. The business world is not optimal to increase their competitiveness. When compared to neighboring countries, bank lending rates in Indonesia are too high. This is unfortunate because it affects the financing of SMEs, and the impact of the development of SMEs.

Banks Will Still Have Trouble with Liquidity and Capital

To handle the state-owned bank capital can consolidate, expecting to get additional, very difficult from the government, and also in the rights issue because the government will share the deluded. Indonesian banks within the next 10 years will be faced with the question of liquidity and capital.

10 Banks of NCBBA 4 are Interested with Digital Financial Services

Bank Indonesia (BI) notes there are 10 banks Non- Commercial Bank Business Activity (NCBBA) 4, which is interested in running the Digital Financial Services (DFS). When acquiring permission from the central bank, the banks are not allowed to use the services of the individual agents.

BCA Presents BCA Black Card

To meet, the needs of the consumer upper middle class society, BCA presents a new credit card which is labeled BCA Black Card. PT Bank Central Asia Tbk (BCA) launched a new product BCA Black Card Credit Cards to meet the needs of its customers. The card is intended to target the upper middle class segment in the country.

Financial Services Authority (FSA) is Considered Has No Benefits

Passage of banking supervision has been previously held by Bank Indonesia (BI) and switching to the Financial Services Authority (FSA) is considered no benefits, even though the bank supervision by the FSA has been running about half a year.

FSA allows Banks to Running Branchless Banking

Financial Services Authority (FSA) allows Banks to Running Branchless Banking services, despite not having a digital financial services. FSA stressed that the banks want to mitigate risk properly. FSA Chairman of the Board, Muliaman D Hadad, said, for banks that want to implement branchless banking, the bank does not have to have a digital financial services, but the bank is run branchless banking should have a clear concept of risk mitigation, given the risks inherent in a business.

E-Money Mandiri, Brizzi and BNI TapCash for Paying Commuter Trains

PT Bank Mandiri (Persero) Tbk, Bank Rakyat Indonesia (Persero) Tbk (BRI), PT Bank Negara Indonesia (Persero) Tbk (BNI) in cooperation with PT KAI Commuter Jabodetabek (KCJ) in the use of electronic money (e-money) for payment Greater Jakarta Commuter Line Train ticket.

Using Cash inhibits Less Cash Society Application

Efforts Bank of Indonesia (BI) to encourage non-cash transactions in Indonesia knock people's behavior, which is used to deal with using cash. "To that end, the central bank launched a cash less society. The cash could be reduced if severe, is currently only capable of Sweden. It just slows down, it's nice, "said Deputy Director of Policy and Payment System Oversight BI, Yura A. Djalins, in Jakarta, Wednesday, June 11, 2014.

10 Biggest Profit Earner Banks in Indonesia

National banks pocketed the profit for 2013 amounted to Rp13, 88 trillion or grew 14.95% to Rp106, 71 trillion from Rp92, 83 trillion in the same period of 2012. Banks net profit was driven by an increase in interest income of 17.10% or become Rp458, 19 trillion and rising non-interest operating income of approximately 11.23% to Rp139, 66 trillion. Here are 10 banks that managed to score the biggest profit for financial performance in 2013. Who are they? 

OCBC NISP Wins Best Managed Company

PT Bank OCBC NISP Tbk (NISP OCBC) wins the "Best Managed Company" in the event of Asia's Best Companies Poll by Finance Asia Magazine, as one of the companies that generally attract investors in the world.

How FSA handle the Consumer Complaint

Financial Services Authority (FSA) said they would continue to perform its coordination with relevant parties to resolve any complaints or disputes in the sector, financial services institutions (LJK) in providing protection to the public.

BCA wins Finance Asia Awards 2014

PT Bank Central Asia Tbk (BCA) wins five awards in the showground Finance Asia Awards 2014. Among them, Best CEO in the first stage, the Best Managed Companies in the second stage, Best Corporate Governance in the second stage, Best Corporate Social Responsibility in the sixth, and Most Committed to a Strong Dividend Policy in stage four.

Credit of Mutiara Bank only repaid 25%

PT Mutiara Bank Tbk noted, From 11 companies of total debtors, only 9 companies whose good intentions to pay their debts to the Bank Mutiara. Because of the total debt of Rp 600 billion provided by Bank Mutiara to the company, on average, only 25 % were satisfied.

Consumer Credit in BCA Still Growing Up 20%

PT Bank Central Asia Tbk ( BCA ) remains optimistic about the performance of consumer loan or consumer loan , despite the national economic growth is slowing due to declining export performance .

BCA is Ready for Digital Financial Services

PT Bank Central Asia Tbk (BCA) is optimistic able to become one of the banks that provide financial services digitally, in an effort to expand the penetration of services and financial services for the community or financial inclusion.