Assessed each bank has its own price levels in accordance with the business and prospects of the economy in which it operates , where for Bank Mutiara assessed is still too expensive . Deposit Insurance Agency ( DIA ) to assess the efforts of PT Bank of Mutiara Tbk same with selling cars , where buyers have to feel comfortable with the first price offered .
" We 've done the offering period sales of Bank Mutiara . This year there are two investors who qualify the pre-qualification , but both of them not to bid , "said Chief Executive of DIA , Mirza Adityaswara , in Jakarta , Wednesday, October 2, 2013 .
As is known , based on the DIA Law , Bank of Mutiara must be sold at a price of Rp 6.7 trillion, corresponding capital while time was acquired at the end of 2008. The sales process is carried out at a price of 2011-2013 . Still based on LPS Act , the bank's sixth year could be removed at the best price.
" So the car is worth anything, no type. We can not force investors to buy at the prices fair . So if investors can buy banks at lower prices in Vietnam , and other countries , why should buying a bank with high prices in Indonesia ? So price is not met , "said Mirza .
Pricing a bank itself , will be determined based on price to book value , in which different numbers for each bank according to the location or the country in which it operates .
" In Singapore, price to book value of about 1.5 times , 2 times Malaysia , Europe under 1 times , due to poor economic conditions again . Indonesia's highest 4 times , because of good economic prospects . Gains or ROE ratio is higher than other countries - nation bloc . But that could accomplish the proce to 4 times book value most only 1 bank , the other in the range of 1.5-2 times book value , " he concluded .