Much greater than the growth in
operating expenses sufficiently inhibit the rate of growth in operating
profit growth of Bank Danamon .
PT Bank Danamon Indonesia Tbk ( Bank Danamon ) recorded a net profit of Rp 3.007 trillion in the third quarter 2013, up 1 % compared to Rp 2,992 trillion in the same period a year earlier .
" In the midst of the pressure of inflation and a weakening currency , the Indonesian economy strong foundation enabling a conducive business climate, " said Bank Danamon President Director Henry Ho , in Jakarta , Thursday, October 17, 2013 .
He continued to talk , it creates a good performance for the banking industry and the conditions encouraging the company to maintain a positive growth in the last nine months .
In terms of net interest income reached Rp 10.10 trillion , up 5 % from Rp 9.59 trillion. While services revenue grew 12 % in a year from Rp 3.3 trillion to Rp 3.69 trillion. Overall operating income rose 7 % from Rp 12.89 trillion to Rp 13.8 trillion . While operating expenses rose 12 % from Rp 6.46 trillion to Rp 7.2 trillion .
" Operating expenses rose 12 % , due to increase in the minimum wage is quite pronounced for , office rent , and inflation as . Or branch office costs and its workforce was already two-thirds of the operating costs , "said Finance Director of Bank Danamon Vera Eve Lim .
The lending up 14 % in a year from Rp 113.26 trillion to Rp 129.. Third party funds grew by 16 % from Rp 88.19 trillion to Rp 102.3 . While total assets increased 15 % from Rp 150.10 trillion to Rp 173.09 trillion .
While other financial ratios , capital adequacy ratio ( CAR ) stood 18.3 % , net interest margin (NIM) declined to 9.8 % , cost to income ratio of 52.2 % , loan-to- funding ratio ( LDR modiied ) to 99 % , the ratio of non-performing loans ( NPLs ) gross 2.2 % , return on assets ( ROA ) of 2.5% and return on equity ( ROE ) 14.5 %
PT Bank Danamon Indonesia Tbk ( Bank Danamon ) recorded a net profit of Rp 3.007 trillion in the third quarter 2013, up 1 % compared to Rp 2,992 trillion in the same period a year earlier .
" In the midst of the pressure of inflation and a weakening currency , the Indonesian economy strong foundation enabling a conducive business climate, " said Bank Danamon President Director Henry Ho , in Jakarta , Thursday, October 17, 2013 .
He continued to talk , it creates a good performance for the banking industry and the conditions encouraging the company to maintain a positive growth in the last nine months .
In terms of net interest income reached Rp 10.10 trillion , up 5 % from Rp 9.59 trillion. While services revenue grew 12 % in a year from Rp 3.3 trillion to Rp 3.69 trillion. Overall operating income rose 7 % from Rp 12.89 trillion to Rp 13.8 trillion . While operating expenses rose 12 % from Rp 6.46 trillion to Rp 7.2 trillion .
" Operating expenses rose 12 % , due to increase in the minimum wage is quite pronounced for , office rent , and inflation as . Or branch office costs and its workforce was already two-thirds of the operating costs , "said Finance Director of Bank Danamon Vera Eve Lim .
The lending up 14 % in a year from Rp 113.26 trillion to Rp 129.. Third party funds grew by 16 % from Rp 88.19 trillion to Rp 102.3 . While total assets increased 15 % from Rp 150.10 trillion to Rp 173.09 trillion .
While other financial ratios , capital adequacy ratio ( CAR ) stood 18.3 % , net interest margin (NIM) declined to 9.8 % , cost to income ratio of 52.2 % , loan-to- funding ratio ( LDR modiied ) to 99 % , the ratio of non-performing loans ( NPLs ) gross 2.2 % , return on assets ( ROA ) of 2.5% and return on equity ( ROE ) 14.5 %
No comments:
Post a Comment