PT Bank Mandiri (Persero) Tbk peg the growth of micro loans outstanding amounted to Rp39 trillion at the end of this year, growth in the range of 28-30% in a year's. In terms of credit quality of non-performing loans (NPL) will be maintained at the level of 3%.
"Outstanding micro Rp31 trillion (June), year on year (setahunan) grew 28%. This year the target to grow 28-30%. The end of the year around Rp38 trillion to Rp39 trillion, "said Director of Micro and Retail Banking Bank Hery Gunardi, at Plaza Mandiri, recently.
Of the debtor, its micro credit has been disbursed to nearly a million customers, the majority of the productive effort, while 35% is distributed to the employees who use the system pay-roll and company services. The average of the loan that is given in the range of Rp27 million to Rp35 million, although there is also a debtor who can obtain a loan of up to 200 million if the record jejam good payment.
"Generally, when it's good, can top-up (increased number of loans)," said Hery.
In terms of micro credit NPL, he continued, was maintained in the range of 3.3 to 3.5%. He admitted that his side run election strategy debtors with very selective. While the number of outlets that have distributed micro company reached 2,600 units.
"This year added another 300 outlets throughout Indonesia. Half of them have been opened, "Hery lid.