Deposit Guarantee Institution brings up so that banks can be more careful and always pay attention to the interest rate guarantee safe conditions. Deposit Guarantee Institution increase of 25 basis points rate of interest on deposits in rupiah General Bank and Rural Credit Bank (BPR) . While savings in the form of foreign exchange (Forex) is a rising or constant, ie Commercial Banks 7.75 % (Rupiah), 1.50 % (foreign exchange), and BPR 10.25 %.
"This savings interest rate guarantee period occurred May 15, 2014 up to 14 September 2014," wrote Executive Director PGS Assurance and Risk Management of Deposit Guarantee Institution, Salusra Satria, in a press release, in Jakarta, Tuesday, May 13, 2014 .
He said fixing the interest rate is based on the deposit guarantee among other considerations:
There is still a trend increase in the interest rate of the banking industry. It is seen from the bank interest rate benchmarks that are monitored by Deposit Guarantee Institution, showed increases of 24 bps in the period January 2014 - April 2014.
The interest rate enabled in order to guarantee savings include at least 90 % of total customer deposits at the bank.
Towards the development of banking liquidity conditions the next few months could still be affected by many factors. On the other hand, the position of the components of net external assets in the money supply measured a relaxation potential, while the other side of net domestic assets component still shows tightening.
Accordance with the provisions of Deposit Guarantee Institution, said Salusra, when entered into interest rate savings bank with deposits exceeding customer interest rate guarantee savings, the savings are not guaranteed to be referred customer.
According Salusra, banks are required to inform the customer about the interest rate guarantee savers savings occur by placing the information referred to in a convenient place known by client deposits.
In line with the aim to protect customers and expand our coverage of interest rate guarantee, Deposit Guarantee Institution brings up so that banks can be more careful and always pay attention to the interest rate guarantee safe conditions.
In conducting its business, pay attention to the future liquidity conditions, banks are expected to comply with the provisions of the liquidity management of the economy by Bank of Indonesia, as well as arrangements and banking supervision by the Financial Services Authority.