Entering the holy month of Ramadan and the Eid feast, Bank of Indonesia (BI) asks national banks to strengthen liquidity . This is in order to maintain the stability of the financial system and monetary stability through the strengthening intermediary bank.
Executive Director of the Department of Macro -prudential Policy, Darsono revealed , the role of large banks and small banks are very influential in increasing the resilience of the banking sector in order to face a variety of risks , particularly related to credit risk and liquidity.
"Small Banks should also be available liquidity, especially in the face width , and it is expected that national banks could lower credit growth, because people do not sekenceng income the previous year," said Darson, in building BI, Jakarta, Monday, 19 May 2014 .
So far the role of BI and the Financial Services Authority (FSA) has been monitoring the big banks and small banks related to credit growth. However, credit growth is expected to not exceed a specified target BI and the FSA by 15 % -17 %.
"If you exceed this target can be impacted by market conditions associated with our stock, our bond market, foreign exchange market is the third in the affected our financial industry, can direct the bank assets " he said.
According to him, the banking industry 's market share has increased from 77.9 nasonal % in the first half of 2013 to 78.8 % in the second half of 2013. "The increase due to the increase in assets of banks and finance companies, while the Non-Bank Financial Institutions assets, has decreased, " said Darsono .
While the national bank credit growth tends to decrease to 21.60 % year -on-year (yoy). " NPL is maintained at the level of 1.77 % is lower than the same period the previous year, " he closed .