Maybank Group Profit Grows 6.2%.

Lending in Indonesia grew 7%. While in Malaysia, a decline in funding costs. Maybank Group recorded a net profit of first quarter 2015 amounted to RM1,70 billion, up 6.2% from the first quarter of the previous year at RM1,60 billion. The increase in profit was supported by an increase in revenue of compensation (fee income) is accompanied by credit growth that supports improved performance in all business pillars.

BTN Opens Oportunity to Increase Loan Target

Easing LTV rules will help business performance BTN, especially for home financing nonsubsidi.BTN claimed was counting back lending targets this year. It is associated with the decision of Bank Indonesia (BI) loosen the rules LTV (Loan To Value).

"The numbers have not come out, do not know, may still be rising, which clearly BTN baseball down," said Director of BTN, Irma A Zahirudin on the sidelines of the Second Congress Banker Association for Risk Management  in Jakarta, Wednesday, May 27, 2015.

LTV revelation, Credit Up 1%

BI will loosen LTV to 80%. This rule will be released in early June. Bank Indonesia (BI) will soon revise the rules regarding loan to value (LTV) to encourage lending. The plan, LTV will be increased from 70% to 80%.

Agus DW Martowardojo, Governor of Bank Indonesia, said the policy on LTV will segeral resolved, so that the PBI (Regulation of Bank Indonesia) it could be published in early June (2015) future.

The LTV easing, added Agus, just for the first home. As for the second and third homes still follow the applicable regulations. The same rule also applies to car loans and credit motorcycle. "To the credit of the motor car and DP (down payment) was at least 20%," said Agus in Ambon, Monday, May 25, 2015.

However, the facilities (easing LTV) will only be given to banks that good credit quality, aka NPL (Non Performing Loan) it does not exceed 5%.

BI easing LTV hopes can help drive economic growth. "We believe, easing LTV will also encourage lending. By easing LTV will affect credit growth (rise) by 1% "said Agus.

BCA Supports Badminton Development

As a support to the development of sport in Indonesia, BCA introduce, Mascot BCA Indonesia Open in Bandung. PT Bank Central Asia Tbk (BCA) held the act happening in the area of ​​Car Free Day, at Jalan Dago Bandung, Sunday (24/5). The event was open tournament circuit board on the Badminton World Federation (BWF), titled BCA Indonesia Open Super Series Premier (BIOSSP). In the parade, BCA introduced a mascot BIO 2015.

Mandiri Bank Holds Accor to Strengthen Card Business

One form of cooperation is the joint marketing promotion programs. This promotion is expected to increase loyalty cardholders and Mandiri Bank debit card. PT Bank Mandiri (Persero) Tbk and hotel group Accor network agreed to a global partnership to provide added value and greater benefits to the loyal customers of both companies, both debit and credit card holders of Bank Mandiri and guests Accor hotels.

Bank Will Focus to Improve Credit for Maritime Sector

As many as 62% of respondents said the complexity of the project as a major challenge in the infrastructure sector. Price Waterhouse Coopers (PWC) in the survey states, national banking opportunities to expand or increase lending to the infrastructure sector, it is still has its challenges in the future.

Bank Sampoerna Record Quarterly Profit Rp 8.8 Billion

Increased net interest income Bank Sahabat Sampoerna pushed profits up sharply reaching 8.8 billion. In the first three months of this, PT Bank Sahabat Sampoerna scored a net profit of 8.8 billion, up significantly compared to the same period of the acquisition last year of IDR395 million. Director of Bank Sahabat Sampoerna, Ali Rukmijah mention, that the company's performance is driven by sleek net interest income rose 188.33% to IDR56,34 billion.

Mandiri Signs Credit Commitment IDR 3 Trillion for Pelindo IV

Infrastructure development is expected to be the driver of growth in corporate loans. PT Bank Mandiri Tbk signed a cooperation agreement investment financing Makassar New Port development and modernization of equipment loading and unloading of containers with PT Pelabuhan Indonesia IV worth IDR 3 trillion.

Four Bank Crime Modus

The existing modus of crime has existed since long time. Now the increasingly sophisticated modus operandi and related inter-country. Banking crime rampant. This mode of banking fraud is also growing. Deposit Insurance Agency (DIA) detect, there are about four modes criminal acts are often found in banking crimes. Four modes are, crediting fictitious, withdrawal of funds without the knowledge of  account owner, deposit or savings are not recorded in the books of banks (unrecorded) and also deposit or loan installments that are not passed on to the bank.

BNI Targeting Maritime Credit IDR1 Trillion per Year

If prior to the Net program of the FSA, BNI only disburse 300 billion annually to the maritime sector. PT Bank Negara Indonesia (Persero) Tbk (BNI) responded positively to the program the Financial Services Authority (FSA) with the Ministry of Maritime Affairs and Fisheries (MMAF) and the Chamber of Commerce and industry- in launching the program "Jaring" or RSG (Reach, Synergy, and Guideline).

Banking Bill should guarantee the Customer Rights

Banking Bill is not only egulate the banking business but also set relevant consumer protection. Indonesian Consumers Foundation (YLKI) requested that particular consumer protection unfair practices in contractual terms that do banking to its customers, incorporated into the Banking Bill.

"Currently, there are a lot of unfair contractual terms in the banking industry. For example on existing contractual arrangements often the phrase 'with these customers subject to bank rules and other rules which will be enforced bank', "said Director YLKI, Sudaryatmo, in Jakarta, Wednesday, May 6, 2015.

With the inclusion of rules unfair practices in contractual terms that do banking on consumers to Banking Bill, expected these practices no longer in the agreements between banking customers.

According Sudaryatmo, Banking Bill is not only regulate the banking business but also for the protection of consumers, for example related to unfair contractual terms. "This is to prevent any exploitation of the bank's strong against consumers. There needs state intervention through regulation or a specialized institution, "he said.

In addition, YLKI also asked the Parliament and other interested parties who drafted the Banking Bill to reorganize regarding the protection of customer data. "There must be regulation, self-regulation, consumer education, technology and related institutional protection of customer data," he concluded.

BCA Loosening LTV Credit Rules

Consumer Director of PT Bank Central Asia Tbk (BBCA) Henry Koenaifi estimate LTV easing the rules could encourage the growth of consumer credit, although not overly aggressive.

If the previous BCA target only consumer lending growth in the range of 8% the lowest and the highest 12%. So after the advance payment rules for motor vehicle loans and mortgage loans (mortgage) loosened, growth is expected in the maximum rate is 12%.

Company boost consumer loans, especially mortgages and vehicle loans with various promos. Since last February, for example, the Bank issued mortgage promo 8.88% per year. BCA also provides a 3-year fixed rate package and the next two years at the maximum cap at 9.99%. As for Vehicle Loans, the Company together with its subsidiary, PT BCA Finance sell lottery prizes such as cars of various brands to reach customers.

Meanwhile, President Director of BCA Yahya Setiaatmadja says, the Company does not merely look at the Motor Vehicle Credit and Housing Credit as consumer credit, but partly a necessity. Therefore, BCA dare gives promos for Vehicle Loans and mortgage.

"We also see, in general, the industry is slightly down in 2015. If we see that, whatever we do to stimulate economic activity, "he says.

BNI offers Fixed Rate 9% at REI Expo

PT Bank Negara Indonesia (Persero) Tbk (BNI) offers loan interest rates (mortgage) 9% in the REI Expo 2015 event, which was held at the Jakarta Convention Center.

According to Director of Consumer Banking BNI, Anggoro Eko Cahyo Anggoro, BNI support for the implementation of property exhibition Expo annually REI is one of BNI's commitment in supporting the development of the property industry in Indonesia.

"BNI with BNI Griya mortgage products continue to support the development of the property industry in Indonesia by providing various facilities loan process to help all segments of society have their dream house," ?? Anggoro said in Jakarta on Saturday, 2 May 2015.

BNI itself for the fifth time in the event becoming the official bank of Indonesia's largest property exhibition organized by the Real Estate Indonesia (REI) or REI Expo 2015.

The exhibition, which will take place 2-10 May 2015 offering strategic property projects that spread from the Greater Jakarta area to outside Java.

"As one of the forms of BNI support to the success of the event REI Expo ?? 2015, then BNI Griya BNI presents programs REI Expo 2015 which has the advantage program 9.00% fixed interest rate 1 year, 9.25% fixed two years, "said Anggoro.

Besides, he added, the company also offers promo provisional costs only 0.5%, and administrative costs. The program applies to a wide range of loan purposes, namely home purchase, buying an apartment, buying a shop or purchase a new home office Developers who have had cooperation (MCC) with BNI.

"Program BNI Griya REI Expo ?? 2015 applies to all credit disbursement no later than June 30, 2015, "concludes Anggoro.

Bank Mandiri and AXA make Credit Card Insurance

Insurance protection becomes important considering the huge losses resulting from misuse of credit card crime in Indonesia. PT Bank Mandiri (Persero) Tbk holding its subsidiary PT Mandiri AXA General Insurance (AXA Mandiri), launched the Credit Card Protection Fraudulent Credit Card) as well as products Purchase Protection and Hospitalization Cash Benefit (Purchase Protection and Hospital Cash).