Selective Action Buy Inreasing IHSG

Composite Stock Price Index. (JCI) closed up 27 372 points (0.53%) to a level of 5,201.379 in trading Thursday, September 25, 2014, while LQ45 also closed up 5,696 points (0.65%) to a level of 884 410. This reinforcement triggered selective buying stock investors in various sectors. Buying stocks cheap enough following the post-corrected last three days. These conditions encourage the eight sectoral stocks rose along the trade. While the other two sectors namely industrial base, and various industries exposed to foreign selling.

BCA is optimistic that the Deposit Rate will be Down

President Director of PT Bank Central Asia Tbk, Jahja Setiaatmadja assess the banking industry could lower interest rates on deposits. It is associated with an appeal to the Financial Services Authority (FSA) that the big banks deposit interest rates to stop the war. "It should be (a decrease in deposit interest)," John said when met after the International Seminar: "befriending with The Boom-Bust Cycle" in Jakarta, Tuesday, September 23, 2014.

Big banks offer High Deposit Rate

Offer higher deposit rates by major banks to depositors-funded, will have an impact on small banks in raising third party fundsThe tight liquidity in the banking, making large national banks desperate to give a large deposit, it is intended that depositors (customers) want to put their money in the bank. The existence of this condition, the war was raised deposit rates, resulting in a pretty tight competition in the banking-big banks. Even banks deposit dare give up to 11% per year for giving large depositors.

Mandiri Bank Enlarges the Portion of SME Loans

Business segment of small and medium enterprise (SME) or small and medium enterprises (SMEs) is still promising to work on the banking industry. PT Bank Mandiri (Persero) expressed readiness strengthens businesses in the SME segment by expanding the size of the segment in question.

BNI Launches Exclusive Debit Card

PT Bank Negara Indonesia Tbk (BNI) released the first exclusive debit card in Indonesia with the applicable facilities around the world, the Emerald World BNI Debit MasterCard. The launch of this card is held simultaneously in two places, the Galeries Lafayette Haussman, Paris and Galeries Lafayette, Jakarta as a representation of the world class facilities provided to the BNI Emerald priority customers.

HSBC prepares Receivable Reconciliation Solutions

To improve working capital management company, Global Payments and Cash Management, HSBC Indonesia socializing Receivable Reconciliation Solutions to corporate customers. This service is expected to provide many benefits to the consumer goods industry (FMCG). Head of Global Payments and Cash Management HSBC Indonesia, Herani Hermawan said, this solution will automate the process of reconciliation and payment instructions that go with paid accounts number details in the relevant payment instructions.

Bank Muamalat Looking Costumer Selectively

PT Bank Muamalat Indonesia recorded total funding to semester I-2014 of IDR 44 trillion, or 16.38% growth when compared to the financing of the semester I-2013 of IDR 38 trillion. While growing, but growth is slowing a little experience. Corporate Secretary of Bank Muamalat, Sari N. Meitra state, deceleration occurs because the financing condition of the national economy is facing a slowdown. It does not make significant funding, as was the case in previous years.

Credit Growth Supports Mega Bank

PT Bank Mega Tbk posted a profit after tax earnings or net profit in the semester I-2014 of IDR 502 billion. The growing number of 105% when compared with net income of the previous year period IDR 245 billion.

President of Bank Mega, Kostaman Thayib says, this sustained increase in net profit by credit growth of 28% to IDR 32.6 trillion. "The increase in credit propped up by corporate credit reaching IDR 11.5 trillion, commercial credit reached IDR 4.6 trillion, and retail credit," said Kostaman, in Jakarta, Tuesday, September 9, 2014.

While the sight of Third Party Fund (DPK) quoted reached IDR 47.5 trillion or up 8% from the reach of the first semester last year which reached IDR 43.9 trillion. In addition, the assets in the semester I-2014 also grew reaching IDR 61.3 trillion. Asset is an increase of 13% from the reach of the semester I-2013, reaching IDR 54.1 trillion .

OCBC NISP continues Training Program for Students

PT Bank OCBC NISP Tbk (OCBC NISP) holds a One Day Workshop (ODW) for students, to find out more about the banking business in Indonesia and the provision of working in the banking industry. "We are proud to participate and share their knowledge of banking on the students. Wealth management knowledge such as how to invest properly, financial planning and insurance are expected to provide future students in entering the world of work, as well as prepare them to be competent future leaders, "said Consumer Secured Loan and Distribution Head OCBC NISP, Krishna Widia in broadcast received press in Jakarta, recently.

What is Liquidation?

The term liquidation contains three meanings. First, the realization of cash. Namely the sale of ownership in stocks, bonds, or commodities, either for profit or avoid mupun anticipate losses due to lower prices. He could as forced or voluntary. Usually liquidation pointing to further extend a predetermined period. In such cases, the forms become part of the liquidation of the business cycle, which is particularly marked fall of prices, business failures and no active effort.

BTPN Gets Loan USD200 Million from IFC

PT National Savings Bank Tbk (BTPN) again received a loan from the International Finance Corporation (IFC) amounting to USD200 million. The loan agreement was signed on August 1, 2014. Director of the Corporate Secretary of BTPN, Anika Faisal in the disclosure of information on the Indonesia Stock Exchange (IDX), Jakarta, Tuesday, September 2, 2014, said, according to the Loan Agreement, on October 9, 2012, IFC provides loans to BTPN of USD 100,000,000 (full amount ). BTPN can do a recall on this loan facility (revolving loan) on the amount that has been paid back or paid before or on 9 October 2015 The purpose of this loan is to fund micro-credit financing.