Program is for customers who already know the extent installment to be paid each month, so we can use the residual funds for other needs. PT Bank CIMB Niaga Tbk (CIMB Niaga) afford Home Ownership Credit (HOC) " Free to Choose Interest Program ". This program lets customers choose the HOC scheme with a choice of fixed interest / fixed -competitive. CIMB Niaga hope that this program can provide a positive contribution to growth this year HOC CIMB Niaga.
Head of Consumer Lending CIMB Niaga, Tony Tardjo clarifies, this year has been a challenging year for the banking industry, including the HOC. In the midst of this situation, the client HOC likely want a certain situation, including in the case of installment payment HOC.
"We understand the situation that occurred at this time , to the CIMB Niaga continues to work to improve his ministry to customers, one of them by presenting Free to Choose Interest Program," said Tony, in a press release in Jakarta, Tuesday, March 18, 2014.
"Free to Choose Interest Program" is available in a choice of four schemes , namely fixed 1 year (9.88 % interest per annum), 2 years ( 9.99 % interest per annum, 3 years (10.88 % interest per annum), and 5 years (11.88 % per annum). After the program ends, customers will bear interest, which occur on the market. The program applies to products HOC X - Tra Benefits, HOC X - Tra Dynamic , and HOC X - Tra Cash (specifically refinancing).
Through fixed monthly installment scheme, the customer becomes even easier in its financial planning. This is because the client already knows the extent installments that must be paid each month, so we can use the leftover funds for other needs.
Tony adds, offers "Free to Choose Interest Program" valid until the end of March 2014, but the program can be extended when the gusto community continues to grow. In the future, CIMB Niaga will continue to innovate and launch exciting programs and new products add value to customers HOC CIMB Niaga.
Per 31 December 2013, CIMB Niaga has channeled Rp 22.41 trillion HOC . This figure increased by 8 % compared to the same period in 2012 amounting to Rp 20.66 trillion .