Bank of East Java still rely on Consumer Credit

Consumer credit, primarily credit multipurpose Bank of East Java which is still relied upon to sustain business growth. BPD East Java PT Tbk (Bank of East Java) noted the contribution of consumer loans 63.5 % of total outstanding loans. Still reliable multipurpose loans to boost the company in business in this segment.

CIMB Niaga offers Free to Choose Interest Program

Program is for customers who already know the extent installment to be paid each month, so we can use the residual funds for other needs. PT Bank CIMB Niaga Tbk (CIMB Niaga) afford Home Ownership Credit (HOC) " Free to Choose Interest Program ". This program lets customers choose the HOC scheme with a choice of fixed interest / fixed -competitive. CIMB Niaga hope that this program can provide a positive contribution to growth this year HOC CIMB Niaga.

Online Banking has become a Basic Needs Customer

Online Banking If these are not met then the customer will switch sides. Meet the basic needs of banking services alone is not enough in value to increase customer loyalty. Although customers currently use banking services to a wide variety of needs , but optimally meet basic needs such as bank ATMs, branches and online banking service is fundamental in establishing cooperation with customers.

Customer's Confidence in the Banking Industry is Increased Again

Based on a survey of more than 32 thousand bank customers in 43 countries trust to the fore that each bank is high and the majority of clients worldwide satisfied. After experiencing a drastic reduction in the last year, Customer's Confidence in the Banking Industry is  increased again. Customer confidence in the success of retail banking increased in a challenging year.

Post-merger, Hana Bank Chases Grow Loans 27%

Once the merger is expected to grow 27% credit, up to Rp 3 trillion in 2014. Until the end of 2013, loans amounted to Rp 9, 8 trillion. After the merger between KEB Indonesia, with Hana Bank, credit growth is predicted to rise by up to 27% in 2014 with business focus is in the corporate and SME sector, international banking as well as some other choices of products and services for the retail market is segmented.

Islamic Banking Still Not Show Excelent Growth

Economic growth is slowing, dragging the Islamic financial market, especially in the Islamic banking industry. Financial Services Authority (FSA) considers, until now the Islamic finance industry, especially banks, have not seen any significant development. Because the growth target of Islamic banks fell 24 % last year.

BII eyeing Fee Based Income from Asuransi Bintang

Cooperation with Bintang Insurance (Asuransi Bintang) grows BII fee-based   income. This is consistent with the mechanism of payments made through credit cards BII. PT Asuransi Bintang Tbk and PT Bank Internasional Indonesia Tbk (BII), to collaborate in the provision of insurance products. The cooperation is expected to boost business BII, especially in terms of fee-based income.

Inflation trend in 2014 is Declining

Compared to inflation of 1.07 % in January, inflation in February this year at 0.26 % is much more restrained. Bank of Indonesia (BI) judged that inflation was on a downward trend, where in February 2014 is quite low at 0.26 % in the month or (month to month/mtm) or 7.75% in a year (year on year/ yoy).

Target Credit and Debit Card Citibank is Growing 20%

In order to sustain the growth of Citibank credit cards targeted 20 %, three merelaunch Citibank credit card once the card Premiere Miles, Cashback and Rewards Card to meet the daily needs of its customers. Citibank Indonesia is targeting growth in credit cards and debit cards this year reached 20 %. Because, until now the number of credit cards and each card debetnya reached 1 million and 100 thousand cards.