BPD involves the government, to support productive lending. Credit is designed to complement the People's Business Credit. Deputy Finance Ministry of Cooperatives and Small and Medium Enterprises, Choirul Jamhari stated the Ministry of Cooperatives and Small and Medium Enterprises will involve the Regional Development Bank (BPD) in a productive business loan program.
"It will be launched productive business loans, to complement the People's Business Credit, the existence of this productive business credit hopefully be a contributor to increasing financial inclusion, this will involve BPD throughout Indonesia," he said in a National Seminar BPD throughout Indonesia with the theme "Support Asbanda Towards Transformation Program BPD Regional Champion "in Jakarta, Wednesday, March 25, 2015.
Products for the micro segemn said, would ease the process of know your customer or client identification process because it involves government officials from district to village level. By involving the government apparatus according debtor information system will be concrete and legitimate. Then the data collected by the officials of the Village to the District can be followed up by the BPD.
The program has been launched, but he thinks the new Holy. Microcredit was pegged at 0.95% interest and tenor of 5 years.
Chairman Asbanda, Eko Budiwiyono said Asbanda really want to make credit products together. The preparation of these products together is one step in the transformation of BPD as a regional champion.
"For example, if you have a product development, the product also for the whole BPD, so with its IT platform, the same product development, procurement is also more efficient maybe we can do together, so there is a strategic process of holding, so truly holistic and efficient," Eko said