Amid economic uncertainties Bank of Yudha Bhakti optimistic to reach the target mounted in 2015. The Bank is targeting earnings grew 170%. PT Bank Yudha Bhakti, Tbk (BBYB) target profit in 2015 amounted to Rp48 billion, a rise of up to 170% when compared to earnings in 2014 which amounted to Rp17,093 billion (unaudited).
According to the Director of Compliance of PT Bank Yudha Bhakti, Lim Wardiman, the significant growth of the company's profit is also accompanied by a rise in corporate lending which is targeted to grow by about 33% in 2015. This target is lower when compared to credit growth in the previous year grew 35 %.
"With our new Director will boost commercial credit. As of June 2016 the composition was 55% earning credits, (for) BOOK I should rest another. The present composition of the production range of 20% -30%, the rest of consumption, "Lim said in Jakarta, Tuesday, March 24, 2015.
Although in 2015 the national economy are uncertain, the company is optimistic all the target will be achieved. "It's a bit heavy with the current conditions, there is also the effect of weakening rupiah impacting slowdown in certain sectors. But the pension credit tetep road, "he said.
As for non-performing loans (non-performing loans / NPL) further Lim, the company targets can NPL in press under 2%. "This year we NPL approximately 1% late lah. Strategy, we're currently developing credit no comparable increase, of billing division will also be increased further, "he concluded.