PT Commonwealth Bank Indonesia has launched BizLoan. With this application, customers Commonwealth enables its customers to get a loan without collateral without the need to come to the bank.
Executive Vice President Head of Channel and Digital Business Commonwealth Bank, Donny Prasetya mention that this application is based smart mobile applications designed for Micro Small and Medium Enterprises in applying for a loan of up to USD 500 million. Flowers are also offered competitive thinks that 1.3% for a period of 3 years.
"This application can be downloaded for free in the AppStore and Google Play," said Donny in BizLoan launch in SME Tower, Jakarta, Tuesday, March 31, 2015.
According to Donny, a lot of Micro Small and Medium Enterprises which have had a compelling business opportunity and could be financed by banks. Even so, many of them are yet to be financed by banks for a variety of things. Therefore, they are reluctant to come to the bank be able to download this application and apply for a loan without the need to bring a copy to the requirements of the bank.
"We did not join the program initiated by the intelligent behavior of the FSA, customers segment is not appropriate. But this is the way we participate in branchless banking program, "he added referring to a program without a branch bank recently launched the FSA.
Currently, this BizLoan program while only valid in Jakarta, Bogor, Depok, Tangerang, Bekasi, the article, after charging the customer application requirements, Commonwealth Bank representatives will visit the Micro Small and Medium Enterprises is. However, Donny does not rule out the possibility that in the future, this program can be used by the Micro Small and Medium Enterprises in Indonesia.