In line with an appeal to the regulator, which asked banks to lend more to the maritime sector, BNI targets 50% growth in this sector. PT Bank Negara Indonesia (Persero) Tbk (BNI) targets in the maritime sector credit grew 50% this year. Currently the bank's loan portfolio in the sector around Rp12 trillion new or 5% -6% of total loans.
"Just still more in the shipyard, ship and processing facilities in the fish industry," said Director of BNI Sutanto in Jakarta, Monday, April 6, 2015.
With encouragement from the Financial Services Authority (FSA) to improve maritime credit, the company will begin to boost credit to the retail segment. Currently, the portfolio of loans in the retail segment new maritime Rp1.2 trillion. However, the Company wants to maintain credit quality. Total loans in the maritime sector is currently 0.9% according to him, but for the retail segment is still above 4%.
"Following this government project, yes 50% rise, but we try so NPL Not to much. But the target remains 50%, "he added.
To increase the credit in the maritime sector, the company will develop partnership programs with fishing groups and cooperatives. The Company also combing the northern coastal areas of South Sulawesi, some areas in the Moluccas, Borneo, as well as the east coast of Sumatra.
FSA is to encourage banks to extend credit is greater in the maritime sector, including marine and fisheries. Late last year, outstanding credit to the sector in the industry only Rp85 trillion, or about 2.83% of the total bank credit. The cause of knowledge and understanding of the banking sector is still minimal.
Therefore, the FSA has made a database mapping for six maritime sub-sector. However, for the initial stage, the new FSA will encourage banks BOOK BOOK 3 and 4 to be involved in the maritime sector financing.