Through the consolidation of national banks are expected to have the same market share targets, are no longer competing against each other closely.Referral national banking regulators in order to consolidate assessed Indonesian Bankers Association that banks should first look at the needs of the targeted market share. "We have to look at the target market needs in common. For example, we see between Bank Mandiri and BRI, their market target at the most logical to consolidate, "said Chairman of Indonesian Bankers Association, Zulkifli Zaini, when met at the SMESCO Building, Jakarta, Tuesday, October 4, 2014.
Thus, he continued, is expected in the future by consolidating, national banks that have the same target, no longer competing strictly. "But, it can overcome the problems of the banks in terms of liquidity," he said.
According to the former Director of Bank Mandiri, considered very important for the consolidation of state-owned banks to strengthen their capital and assets, so the larger national banks be ahead of the Asean free market competition (AEC) in 2020 for banking.
Further Zulkifli added that the challenges of banking in 2014 to 2019, namely the existence of a global economic slowdown that participate disrupt national economic fundamentals. "With the increase in lending and funding are needed banks are ready, in terms of assets, in terms of the branch office of the technological capabilities, the need for such, then want to or not, we need big banks, the banks that have capital strong, "he said.