Economist at Standard Chartered Bank Indonesia Ichsan estimates, the growth of bank lending in 2015 is difficult to reach 20%. Credit disbursement is expected to grow just below the rate of 20%.
"Because there is a policy Funds rate hike, credit will not rise much. Credit can not grow above the 20% ", said Fauzi, encountered in the hospitality event held the Financial Services Authority (FSA), FSA Central Office, Jakarta, Monday, January 5th, 2015.
However, Fauzi assess the inflation rate will not fluctuate too high, so as not to burden the industry's growth in 2015. In fact, the decline in oil prices will have a positive impact. "The impact of inflation is positive due to two factors. One Fed Rate. Both oil prices go down, "he said.
Meanwhile, on the same occasion, the Chairman of the Board of Commissioners FSA, Muliaman D. Hadad said the government's policy to reduce the price of fuel oil (BBM) as Premium and Diesel, is expected to grow the bank lending above the average Bank Business Plan (RBB 2015).
According to him, the government policy of lowering fuel prices provide a space for public consumption. "Thus, the tightness of bank liquidity is expected to be resolved," he said.
Furthermore, he added, the reduced problem due to tight liquidity in the banking believed to encourage credit growth to exceed the target average in the RBB in 2015 by 16%.
"I hope that this year could be slightly reduced liquidity pressure, then the credit growth will be slightly higher than the Bank's Business Plan submitted to our banks for 2015," said Hadad.