PT Bank OCBC NISP Tbk (OCBC NISP) is targeting 15-20% growth in 2015, despite the economic conditions are still considered to be affected by the global economic turmoil.
"Credit is growing in line with the Bank or the FSA. Next year 15-20% depending on the segment, "said President and CEO of OCBC NISP, Parwati Surjaudaja, in Jakarta, Wednesday, December 17, 2014.
She added, in terms of funding or third party funds (DPK) is expected to grow at the same level to maintain liquidity at a safe level in spite of the capital adequacy ratio (CAR) is still above provisions.
"CAR is still at the level of 19% per 2 to 14 September," She said.
The Company's own recorded loan growth of 9% to IDR 66,61 trillion as of September 2014. While in deposits grew 26% to IDR 79,46 trillion.
"Consumers, the mortgage is flat. SME (small and medium enterprises) grow quite grow 20% this year. SME it depends on domestic demand, not too affected by global demand. Like in 2008 that first quit was corporation, "said Parwati.
According to her, retail lending still dominates with a share of 60% of the total outstanding loans of OCBC NISP. "Retail Credit next year rose from 60% to 62%," She said.
However, the Finance Director of OCBC NISP, Hartati rates, credit growth is predicted for around 10% by the end of this year, as the company remains cautious in extending credit.
"Credit is growing in line with the Bank or the FSA. Next year 15-20% depending on the segment, "said President and CEO of OCBC NISP, Parwati Surjaudaja, in Jakarta, Wednesday, December 17, 2014.
She added, in terms of funding or third party funds (DPK) is expected to grow at the same level to maintain liquidity at a safe level in spite of the capital adequacy ratio (CAR) is still above provisions.
"CAR is still at the level of 19% per 2 to 14 September," She said.
The Company's own recorded loan growth of 9% to IDR 66,61 trillion as of September 2014. While in deposits grew 26% to IDR 79,46 trillion.
"Consumers, the mortgage is flat. SME (small and medium enterprises) grow quite grow 20% this year. SME it depends on domestic demand, not too affected by global demand. Like in 2008 that first quit was corporation, "said Parwati.
According to her, retail lending still dominates with a share of 60% of the total outstanding loans of OCBC NISP. "Retail Credit next year rose from 60% to 62%," She said.
However, the Finance Director of OCBC NISP, Hartati rates, credit growth is predicted for around 10% by the end of this year, as the company remains cautious in extending credit.
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